Because the statutory compulsory care can only a portion of which covers costs in case of maintenance, reduced the gap by the Government-sponsored care insurance be St, Gallen 30.09.2013. Since the 01.01.2013 of State for private care supplementary insurance pays a grant amounting to 60 Euro per year, or 5 euros per month, if they meet predetermined criteria. Because only part of the gap in care close but also with the funded care insurance most private health insurers offer in addition a substantial”care plan as a supplement to. The Government-sponsored care insurance is interesting for people, who have received so far no insurance coverage because of pre-existing conditions. However, be aware that the funded care Bahr represents only a cut-out cover, it will be only a part of the costs in case of maintenance. Reinhold Schulte, saw until June 2013, head of the Association of private health insurance, one positive in the future: additional insurance the private had agreed to 2012 on a good half a million to 32 million insurance. Contrary to all black painting the publicly-funded care insurance called is shortly nursing Bahr real success model”developed.
End of may 2013 so Schulte, reported more than 125 000 people, had completed the new supplementary insurance. Because with every day additional 1000 new applications, you was probably already at around 150,000 contracts. “And that, as the former head of the Association, is only the beginning.” 24 Private insurer with a market share of more than 80 percent had the additional police already on sale. More companies planned entry in 2013. Obviously the debate over care reform many opened the eyes, that, without additional provision in case of maintenance, “financial stress” threaten them. Was also gratifying that the new offering in the 25-35 year olds arrive as well, Schulte said. On these Age group accounted for almost 40 percent of all applications.
Against a self-determined contribution of more you can increase voluntarily the monthly benefits of its tariff, to be really optimally protected in the event of an emergency. A disadvantage is also the five-year waiting period. Who today concludes a Government-sponsored care insurance, can get benefits from this agreement in five years at the earliest. Some tariffs provide even before the end of the 5 years, if the need for care was caused by an accident. Without this delay, these tariffs would be but not predictable, because you then of course only would ensure, if you already care.
A further point of criticism is that the care-Bahr rates without health examination attract disproportionately many people, who have already health complaints. As a result, increases in contributions may arise in the next few years. Many insurers want to reduce this danger, but as a result, by the Care-Bahr-tariff (without health examination) will in the future mandatory basic building block of a private care insurance. A far-reaching private care insurance (with health assessment) is conceivable only if it has insured with the care-Bahr. Thus, the circle of insured persons can be enlarged and reduced the risk of escalating insurance premiums. Contact: Bergische Assekuranzmakler GmbH, Lise-Meitner-Strasse 5-9, 42119 Wuppertal phone: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Karsten Wallace image source: laechleviel – photocase.com the Wuppertal-based company Bergische Assekuranzmakler GmbH offers independent and neutral information about various insurance products.
Our goal is that our customers receive the most powerful insurance products at affordable prices. We want that our customers in the event of damage are satisfied with their insurance company. You need reliable high-performance rates Insurance companies. At the same time you should but do not pay more for this protection as necessary. More information to the State-funded care insurance, as well as the possibility of an online offer calculation can be found on the Internet portal.