(Online article) – If is the ballooning over the head: help with overindebtedness I’m tired of running to get a small loan from one bank to the next. I have here and there small amount owed and would like to bundle into a manageable credit with reasonable interest rates this…” I advise you to leave such schufafreien loans. According to a study is hardly one to his hoped-for money, seeking a loan without the usual examination of its creditworthiness. Rather put dubious provider behind this only at first sight attractive credit opportunities. This cost may only money you actually need. In four cases examined by five so-called lender tried without Schufa check applicants to move, to pay amounts of money in advance. You can get paid money, so one can speak only in less than two percent of the cases.
Nearly 400,000 consumers are published annually by the practices of these rogue mortgage brokers affected. Average proposes 380 of them around. Test requests have faced only three commitments by 125 people. In other words, some desperate applicants will rip you off per year to more than 150 million euros. These intermediaries in the grounds of its performance-related fees, which can be up to 2,500 are creative.
Either they charge fees for expensive hotlines or refer to costs incurred by the home visits. Unfortunately, these illegal practices tracked poorly by public prosecutor’s Office and regulatory authorities. The fact is, if you have advance once paid a fee, you will no longer see again your money. Deception and intimidation are the rule. Many of those affected out of fear of further costs shy away from the gang in court. Better avoid such schufafreien mortgage brokers. “My Bank has requested for a garnishment of account charges, why?” A bank must no money for a bank accounts and their monthly review demand, because it is legally obliged to edit the attachment. Also costs a seizure notice or a prohibition of payment must not pay affected customers. Actually, there are banks and savings banks, requiring an extra fee for cash withdrawals at the desk, because the personnel costs were higher than on the switch. Wrongly, as the Frankfurt State Court.” Links: Schufa information online – help for debtors -.